Fixed Deposit
FD is a type of investment in which an individual invests a lump sum amount for a specific period of time with a bank.
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For the cooperative sector in India to grow and provide a substantial financial alternative to the general public,
access to enterprise-class technology is essential.
JAYALAKSHMI MUTUALLY AIDED COOPERATIVE THRIFT AND CREDIT SOCIETY LTD, established in 2013 and headquartered in Visakhapatnam, has consistently worked hard to achieve its current position. We utilize streamlined technologies that support the growth and sustainability of our business.
Our adoption of modern technology has enabled us to introduce new features and products that enhance our business development. This dedication has contributed to JAYALAKSHMI becoming one of the most successful cooperative societies.
At JAYALAKSHMI MUTUALLY AIDED COOPERATIVE THRIFT AND CREDIT SOCIETY LTD, we employ advanced technology and tools for core financial and mobility solutions. This commitment has made us a leader in reliability and sustainability among our members. Since our inception, we have continuously expanded our membership base, ensuring our systems operate around the clock to meet their needs.
Find the right solutions for investments, savings, tax planning, and more — all personalized for you.
FD is a type of investment in which an individual invests a lump sum amount for a specific period of time with a bank.
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RD is a popular investment option where an investor deposits a fixed sum of money at periodic intervals for a fixed tenure.
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MIS is designed to offer a guaranteed monthly income as per the interest rate ranging from 3% to 5.60% pa.
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DDS is a scheme to help daily savers build a habit of saving with flexible deposit options and competitive returns.
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Build long-term savings with our provident fund options, offering tax benefits and steady growth for your future.
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Open a savings account with us for secure, accessible funds and interest on your balance with minimal paperwork.
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Delivering reliable and sustainable financial support through diverse products like FD, RD, MIS, and personal and business loans.
Know moreWe provide a variety of secure and high-yield savings and investment products, including Fixed Deposits (FD), Recurring Deposits (RD), Savings Accounts, Monthly Income Schemes, Daily Deposit Plans, Provident Funds, and more designed to help you grow your wealth with ease.
Minimum balance requirements vary depending on the account type. Some savings accounts offer zero-balance options as well.
Yes, premature withdrawal is usually allowed but may attract a penalty and lower interest depending on the bank's policy.
RDs are ideal for people with regular income who want to save consistently without a large upfront deposit.
Customers with daily or irregular income can benefit, as small daily deposits accumulate into a significant sum over time.
End-to-end payments and financial management in a single solution. Meet the right platform to help realize.
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